If you are considering filing for bankruptcy, there are a few special circumstances where your best option would be to delay your filing.

The first is if you owe taxes that might become dischargeable in the near future, but aren’t currently dischargeable.

Second, if you are filing for divorce, are considering bankruptcy and you have an intertwined financial situation you should file for divorce before you file for bankruptcy.

Next, if you are expecting a huge tax refund, you should definitely wait until you receive it. If you file for bankruptcy first, the money will go towards any outstanding debts.

If you repaid debts to any family members within the last year, you should wait until a year passes since you paid them. If you don’t, the family member may have to pay back the money.

In conclusion, these are just a few situations where you should probably delay your filing, but you should speak with a bankruptcy attorney to find out what is right for you.