We hear a lot of warnings about the “dangers” of bankruptcy; but what we don’t hear are the warnings about a much more common danger for debtors teetering on the edge of the financial abyss—avoiding a necessary bankruptcy.  Over 1.5 million Americans have filed for bankruptcy in the past year alone; but many more have [...]

If you’re considering bankruptcy or are already going through the bankruptcy process, you’ve probably already begun thinking about your life after bankruptcy.  And despite what some opponents of bankruptcy claim, there is life after bankruptcy and a good life too, if you play your cards right.  For those debtors who want to take full advantage [...]

Approach alternatives for debt management with caution.

Families struggle after foreclosure, bankruptcy could have been a better option